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Post Info TOPIC: INSURANCE....Bast**ds!
Fixer


Tribune

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INSURANCE....Bast**ds!
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Once again the ugly face of capitalism has reared up and bitten me in the ankle - as all insurance companies are pond detritus they can't reach my bum!
They wanted £451 to insure my RC8, Valkyrie and CCM404DS. I've spent the day shopping round and fielded so many return calls I can still hear bells.
I've managed to find out that Insurance Bast**ds...sorry, companies...don't like Dual Sport machines and it's the CCM that's upsetting them.
So far it's come down to £330 for the RC8 and Valkyrie fully comp and a seperate policy for the CCM where I would have zilch No Claims Bonus but only pay £52 Third Party Only. That's reduced the cost by £70+ so it's better. One company wanted me to pay £400+ for the RC8 alone....perhaps they've seen me riding it!
Any ideas amongst you lot for reducing it further?

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I do know where I'm going,
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Tibby


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Andy,
Have you tried Adrian Flux they were the most competitive for the 525 exc after spending the same sort of time ringing round, £234 fully comp new policy and no no-claims, Obviously that figure reflects my age!!!! they maybe worth a try. Barney

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Fixer


Tribune

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Yes, Adrian Flux were even more expensive.

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I do know where I'm going,
but the track it will decide,
It's not the destination,
It's the glory of the ride!
Neil400EXC


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Hi Andy,
yep had the same problem this year. Devitt who I've been with for years with Norwich Union Premier Bike for the KTM 990 and 450EXC-R refused to renew with no explanation. Went round in circles trying to renew with N-U directly over the Phone, but they refused to talk to me and told me to go to a Broker. When they wouldn't recommend a Broker to renew the policy I got a bit upsetfurious, they referred me to the FSA if I wasn't happy!!!
Anyway to cut a two day story short I got a quote from e-bike at £186 but I don't like internet dealing particularly so ended up with Carol Nash, who were extremely helpful, with would you believe it N-U. Even Carol Nash couldn't renew my current policy.
It turns out Devitt couldn't quote because they couldn't override their own computer to accept the EXC-R. I thought it was a problem with the EXC-R being a new model but it seems like its Trail bikes generally.


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Billy Boy


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Andy you could try wickedquotes.com, I have the LC4 and the Husky on the same policy, with protected no-claims for the princley sum of £100 fully comp. they are underwritten by the NU, this was as good a deal as I could get.

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Two Thumbs


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i got my Xr400 , Africa Twin 750, & GSXR-600 all fully comp & breakdown on the Twin for £315 from www.aquote.co.uk i only have 2yrs NCB

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Rain Monkey


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Hi Andy,  I use Adelaide Insurance based in Northern Ireland.  They do special deals for IAM members so I don't know if it would be any good for you.  They charge for the most expensive bike and then about £35 for any other bike.  Never asked me any question when I added the XR 250.  I pay £236 fully comp for 5 bikes.  Good luck David

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Wheely


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Andy

Best I did this year on a multi-bike policy (for 2 bikes) was through http://www.ebikeinsurance.co.uk/

Cheers

Mark

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Fixer


Tribune

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It was Ebike Insurance that wanted to take £451 off me!
Best deal so far is KTM Insurance....still waiting to see if they'll cover all 3 bikes.

Thanks for all your suggestions...some I've already tried and some will be tried as I tend to get insurance on my terms and not their's!  furious

-- Edited by Fixer at 07:13, 2008-11-26

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I do know where I'm going,
but the track it will decide,
It's not the destination,
It's the glory of the ride!
Fixer


Tribune

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Many thanks to Rain Monkey for the heads up on Adelaide Insurance. They operate out of Belfast on a standard UK std number (02890330142) so it cost me nothing to ring them. They came back in 5 mins with a quote that beat everybody else and beat my original insurers - Ebikeinsurance - by £130.

One policy covering 3 bikes with different terms for each and cost me £321.

I'm a happy bunny and I owe Rain Monkey a drink for that...would you like your water with a tea bag in it? (P.S. The T bag's extra). biggrinbiggrinbiggrinbiggrinbiggrinbiggrinbiggrin

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I do know where I'm going,
but the track it will decide,
It's not the destination,
It's the glory of the ride!
tomh


Guru

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Im with quinn direct, very helpful and cheaper than flux

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Liz


Totty

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Any updates on insurance?

Mine comes up very soon, and I need to insure three bikes and be able to get a green card for countries outside the EU fo one of them.


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merlin


Guru

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I found wicked quotes the cheapest for two bikes.Norwich union backed policy through Ramesis.

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nickspark


Guru

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not been on a bike for 6 years, no NCB....aged 42.....

fully comp for my new 530 exc-r  £ 330 through a recommended company called Tet Hamilton in Bristol  01275 856618

cheers

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Withybrook


Senior Member

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Carol nash... NU policy £135 for my 900 Triumph Sprint & KTM200EXC( now changed to Honda) TPT&F
Linked to Classics policy (?Armour?)on the Vintage stuff(another £135 for 3 with protected value and miles limit!)
Long no claims,Advanced Police Badge etc etc TRF membership (BMF)Kept in vault with double Chubb manipulation proof isolator combination locks within Brick Garage connected direct to central station on Red Care Line...........

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froggerbiker


Guru

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hi andy i got my bikes threw swinton insurance thats a bandit 600 and my gasser 250 i pay £225 for the both

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